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Smith helped me understand how the [link widoczny dla zalogowanych] company worked, and I will in turn explain what I understood for your benefit as well. This firm generally negotiates on behalf of their clients (the indebted consumers) with the lenders [link widoczny dla zalogowanych] and creditors to ensure that bankruptcy is avoided at all costs. Opting for Chapter 7 or Chapter 13 bankruptcy has become quite [link widoczny dla zalogowanych] a popular option for consumers nowadays to overcome debt predicaments, and this is an unhealthy trend that the company wishes to reduce and possibly eradicate in the future. The company emphasizes on proper and successful negotiation with lenders to promote debt settlement, and has helped more than 40,000 [link widoczny dla zalogowanych] clients [link widoczny dla zalogowanych] manage their debts in more effective ways since it started in 2002.

Freedom was brought [link widoczny dla zalogowanych] into existence by Andrew Housser and Bradford Stroh, and today has more than 600 employees serving clients across the nation. This debt settlement company has its headquarters in San Mateo, California, and is a subsidiary of Freedom Financial Network. Being a debt settlement company, Freedom negotiates with the lender to reduce the amount of principal that is owed by the borrower, successfully reducing the amount of interest rate owed. The company [link widoczny dla zalogowanych] also tries to obtain discounts on the principal owed to the lender, and this effectively helps consumers as it decreases the monthly repayment [link widoczny dla zalogowanych] amount.

The company has set its focus on helping clients or customers that are unable to consider other debt elimination options such as home refinancing or debt consolidation. Amongst Freedoms top clients are credit card defaulters that have low credit scores, thus unable to consolidate their debt. And when these defaulters are unable to afford the monthly minimum credit card payment and do [link widoczny dla zalogowanych] not have the cash to meet the cost of debt management plans, negotiation with the lenders would prove to be the most viable option. That is where Freedom comes in with its portfolio of services. When you consider that it is not much harder to be eligible for mortgage refinance packages, debt settlement through negotiation is probably the most convenient option to consider when you are facing debt issues.