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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>xkekg34fa</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Sat 0:18, 07 Sep 2013<span class="gen"> </span> Post subject: </span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">Debt consolidation is a highly moral, reputable strategy to handle sure sorts of money owed, but many individuals have no idea a lot about it. 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When you owe a complete of $80,000 on several bank cards and loans and you consolidate that debt, you still owe $80,000. <br /> Debt consolidation does not re-negotiate, settle, write off, or reduce any of your debt. What attainable benefit is re-organizing your debt like that? <br /> You probably have numerous loans at excessive rates of interest, repackaging those higher-interest debts into one larger mortgage at a decrease price reduces your curiosity and the amount you must pay. This implies you can either pay less a month or (even higher) pay the same quantity however get the debt paid off sooner. <br /> <br /> Myth 3 Debt consolidation will hurt my credit score. <br /> Fact Carried out correctly, debt consolidation will not impression your credit score score or credit score report negatively. In fact, debt consolidation may even improve your credit rating! 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